Buy vs Lease in San Antonio, TX
Obtaining a new-to-you vehicle is an exciting endeavor for many, as it can lead to many fresh avenues. However, the choice between leasing or financing is often one that has many stumped. We here at World Car Kia San Antonio would like to help you come to a decision with this brief overview!
Financing
The prospect of one day owning a model without having to make any more payments is one that many find attractive. This all begins with a financing contract, which is a type of agreement that lasts for around four to seven years. This also results in you paying less in the long term, making it a great option for those who are ready to commit. Once you own the vehicle, you will also be able to make any physical alterations you please, such as a new set of wheel covers or a fresh coat of paint to express your personality in the San Antonio area.
Leasing
On the other end, you have leasing contracts. These do not last nearly as long as financing agreements, typically spanning around two to four years. And rather than paying monthly installments that will eventually amount to the total sticker price, you only have to afford the average depreciation rate of the vehicle. For these reasons, leasing is more popular among those who don’t feel they can’t commit to a financing deal. It should also be mentioned that this type of contract also places a mileage constraint. You can see about extending these terms by speaking to our Finance Department.
Which One Is Best For You?
Picking between these two types of agreements isn’t a straightforward path. You have to take into consideration what kind of driver you are and how much financial commitment you’re willing to put in. For example, those who plan on making constant long journeys to Pickrell Park may find themselves more attracted to financing due to the mileage limits of leasing. On the other hand, those who plan on moving away some time in the future may not want to stick with a financed model, as it takes much longer to fully pay it off. The shorter term of a leasing agreement presents itself as a superior decision in that regard. If you'd like to learn more about either of these processes, contact our team for more details!
Financing Contract:
Leasing Contract:
- Lasts four to seven years
- Paying installments of total sticker price
- Leads to eventual ownership
- Lasts two to four years
- Paying average depreciation rate
- Essentially renting the vehicle
Dealership Information
Testimonials
5 Star Review
5 Star Review
“ Bought my first car there. Nice Kia forte and friendly staff. Very helpful finance, and Manager, also thanks for all the work. ”
5 Star Review
“ Highly recommend this dealership! Me and my husband had been looking for a fuel efficient car so we found World Car Kia. I was very nervous to go in because of our credit and current budget situation.. and then we met Jet. Very nice and understanding man! I can't say enough good things about him. All the staff that we interacted with from the manager Chris, to Marco who we signed the contract with, were very nice and professional. I felt Chris really worked on our behalf to find a lender who would meet our needs and stay within our budget. I love our new car, and I am so thankful for the experience and the service we received. Just be real with them and tell that what you are needing and I am confident they can help you the same way they helped us. ”
5 Star Review
“ World Car Kia is one of the best things that ever happened to me. To begin with very friendly sales associates, friendly faculty and staff every where you look. The repair service staff is one of the best departments also. Kudos to "JET" the sales man. Kudos to "Mary" the repair service manager. Last but not least they have great package bundles on there car deals.!!!! Blessings!!! ”
5 Star Review
“ Mauricio and Nestor are always impeccably awesome hands down!!! ☆☆☆☆☆☆☆☆☆☆ ”
4 Star Review
“ Friendly service that made it a personal experience for me. They are willing to work with anyone no matter their credit ”
5 Star Review
“ best dealership in San Antonio! Everyone is very nice and about helping you get a car within your Financial limits. ”
5 Star Review
“ Muy amables todos ”
5 Star Review
“ The user didn't write a review, and has left just a rating. ”
5 Star Review
“ Great service ”
5 Star Review
“ Great service ”
4 Star Review
“ We purchased a new KIA Sorento here and the experience was great. Just wish the maintenance department was a little friendlier. ”
4 Star Review
“ The user didn't write a review, and has left just a rating. ”
5 Star Review
“ Mary Melchor took great care of me from calling the manufacturer about my warranty to getting me water while I was waiting. She explained everything very well and detailed. I appreciate her expertise and professionalism. ”
5 Star Review
“ Fast friendly an excellent service, they fix our car quickly and correctly and make sure that all of the recalls were taken and Service Bulletins were taken care of. Even detail the car before you pick it up. Great job! ”
5 Star Review
“ Excelente ”
5 Star Review
“ The service department took amazing care of me, especially Mary! She kept me updated throughout the shorter than expected process. Will continue to come back and get my regular service there! ”
5 Star Review
“ Curtious, knowledgable, professional and considerate...love my new car! ”
5 Star Review
“ The user didn't write a review, and has left just a rating. ”
5 Star Review
“ Good service in the service dept. ”
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“ Great customer service they really make the sales ”